Mutual fund investing is similar yet different to surge pricing. We get the same experience but could pay drastically different fees.
Tax, if not careful, can shoot low-cost investing in the foot.
Selection, strategy and portfolio construction aside, how do we answer the initial question: ETF or mutual fund (aka. unit trust)?
If you scratch beneath the surface, it’s not all rosy in the world of bond index ETFs. There are structural challenges in investing in bonds passively
‘Passive’ and ‘index fund’ are usually joined at the hip, but in reality, the underlying components of an index fund are far from passive...
The rise of low-cost ETFs has been a huge boon to investors, but it is important to understand some of the other more hidden transaction costs..
Wouldn’t it be great if every time you made a poor decision in life, you could just rewind and erase it? Turns out - this actually happens in the fund
I recently tried to shop on Lazada. I typed ‘cushion’ into the search box, and it returned 963,138 items. Did I want the nautical stripes, flamingo..
The car salesman has finally convinced you to join the Tesla cult. As you take your new Model S out for a spin, you’re asked to pay a 3% fee for the key (upfront fee), and another fee if you decide to sell the car (exit fee). Of course you expect to pay operating costs such as electricity, maintenance, insurance (expense ratio), but then you find out part of those operating costs are actually paid back to this salesman who sold you the car for as long as you own it (trail fee).